Take back control over your finances
Discover how a personal banking system can help you manage your debt and create generation wealth. Take back control of your financial life.
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We help people just like you learn how to keep more of their own money and create generational wealth
Infinite banking is what executives, banks, and wealthy individuals rely on to help grow and protect their wealth -- and it's available to you.
Learn what Infinite Banking is and How It Works
In essence you can become your own banker. This allows your money to work for you. Learn more
We'll show you how to use your whole life insurance policy and function just like your local bank. Discover how we utilize our participating whole life policies to generate passive income for our family. We want to show you what is possible.
A little about us...
We're normal people who got control of our debt.
We actually do what we teach. We’ve been using infinite banking for almost 12 years. So we know quite a bit about it. We’ve done all the things that we teach.
We’re simple people. Nothing special. If we can do it anybody can do it as long as they are willing to understand and implement the process.
Figuring this out now will only benefit you later. We often sacrifice what we want most, for what we want now.
But, there are ways of using it to actively make money off of it. And that’s what we created this for. You can begin now to change your own future and the future of the next generations. You just have to get started.
Why Infinite banking?
The infinite banking system won't make you rich on its own, but it has a lot of benefits that help protect and grow your money.
Schedule a CallAccess to funds now
Life insurance policies that allow you to access funds while you are alive.
Safe and Predictable
Allows your dollars to work double time for you. Fantastic in a down market.
There are tax advantages
Your policy will grow internally, tax free.
No credit checks
You may borrow for anything you’d like, with no explanations. Pay yourself back at your own pace.
Discover what Infinite Banking is and How It Works
Discover why executives, banks, corporations, and wealthy individuals rely on the infinite banking system to help grow and protect their wealth. — and it’s available to you.
Here's How We Can Help You
Learn how to have your money work for you, manage your debt, and build generational wealth for your family
You can do it
We're just normal people. If we can do it, you can do it.
Discover how money really works
We’ll walk you through how banks make money. Once you understand this, you can set up something similar by growing the liquid cash value inside a properly-designed dividend-paying whole life insurance policy which creates your own fund.
Discover how to utilize your policy to it’s fullest potential.
Discover how to grow your liquid cash value.
Recapture interest on loans like a bank.
Discover strategies for borrowing with no credit checks.
Achieve predictable, tax-free financial growth through life insurance.
Get rid of it
utilize proven methods to pay off debt faster.
Get out debt
If you have debt, we can show you how to use your policies to to pay down the debt. If you have credit card debts at 20% interest, you can use your policy to help get it paid down at a lower rate
We can walk you through a debt pay down process. If you would like to run through your numbers schedule a call.
You can do it
It's not about how much you make. It's about how much you can keep and pass on to the next generation.
Start building generational wealth
Once you’re out of debt. Now you can start building actual wealth.
It’s not about how much you make, but about how much you get to keep. And your abiltiy to pass it on to your future generations.
Who we work with
We work with people who are just starting a family all the way up to grandparents that want to create generational wealth and leave a legacy.
Infinite Banking has changed my life dramatically
I met Sandra in 2018. We became fast friends and I love that we share ideas and concepts and not your usual friend gossip. In 2019 she introduced me to Mike and the Infinite Banking Concept. I purchased my policy at the end of November, and it has changed my life dramatically. I have more financial peace of mind than imaginable. I am forever grateful to Sandra and Mike! First for their friendship and then for their integrity and willingness to share a life-changing tool with me.
Get help learning how to make your money work for you, no matter where your Infinite Banking journey begins
Interested in learning more?
Check out our overview video here. Where we go over what the Infinite Banking Concept is in a Nutshell. See how it works and how you can use it.
Want to speak to someone? Schedule a 1 on 1 call
Schedule a free call, we’ll walk you through all your options on setting up Infinite banking. We'll answer any questions you have and show you the difference between your average whole life insurance policy and properly structured whole life insurance.
Get the free Exploring IBC guide
Have you ever wondered if the Infinite Banking Concept (IBC) is right for you? Get the answers in our comprehensive report, “Exploring the Infinite Banking Concept (IBC)”
The Importance of Rates
Discover why the focus of IBC is not on rates of return but on taking control of your financial system.
Who Can You Insure?
Learn about the insurable interest requirement and why you can’t take a policy on just anyone.
Accessing Policy Loans
Get the real timeline for accessing policy loans and why they are still faster than conventional bank loans.
IBC and Wealth
Find out how IBC can help you manage your finances and create opportunities for wealth accumulation through strategic investments.
Deepen your understanding
This guide will debunk common myths and provide you with the clarity to make informed financial decisions.
Is IBC an Investment?
Understand why IBC is not an investment but a system designed to give you financial flexibility and control.
Still have questions?
In essence, Infinite Banking allows individuals to become their own banker by leveraging the cash value of a whole life insurance policy to fund personal and business expenses, investments, and other financial needs, while still growing their wealth within the policy.
You’re really just repositioning your liquid assets from an inefficient holding place (like a bank paying little to nothing) and shifting into a more efficient environment which earns uninterrupted compound interest. Allowing your money to work for you.
Overall, the concept of being your own banker is about creating a self-sustaining financial system that offers more control, flexibility, and potential growth than traditional banking methods.
There is a minimum amount of premium that you will want to use in order to make your policy function correctly for banking. Up to age 55, this is 10 times your age per month. Example: if you are 45 years old, 45 x 10 = $450. This is the minimum amount of premium you will want to have.
Yes, your kids can participate in the Infinite Banking Concept (IBC) as well. It’s a strategic way to build financial security and teach financial responsibility from a young age.
To take a policy loan in an Infinite Banking Concept (IBC) setup, you first contact your insurance company to initiate the loan process. You will need to complete the necessary loan request forms provided by the insurer and specify the loan amount you wish to borrow based on your policy’s cash value. Once approved, the insurance company will disburse the funds to you, typically via check or direct deposit. You can then repay the loan at your own pace, with interest, according to your financial situation.
A high-yield savings account and the Infinite Banking Concept (IBC) differ significantly. While both offer a way to grow your money, an IBC policy allows you to borrow against the cash value of a whole life insurance policy with flexible repayment terms, and the policy continues to earn dividends and interest even on the borrowed amount. In contrast, a high-yield savings account provides interest on deposits without borrowing options or the additional benefits of life insurance and tax advantages.
To get more information and get started with the Infinite Banking Concept (IBC), schedule a call. We can provide detailed explanations, help assess your financial situation, and guide you in selecting a suitable path to begin your IBC journey.
Work with the expert team
We've been been using infinite banking for almost 12 years. So we know quite a bit about it. If you have any questions we probably have an answer.